“Automated Finance and the Ethics It Leaves Behind”

Inside the auditorium of the Asian Institute of Management, Joseph Plazo—AI investor and founder of Plazo Sullivan Roche Capital—chose to talk not about growth, but governance.

MANILA — the atmosphere inside AIM’s lecture hall was not electric, but charged—with thought.

Plazo, a man whose trading systems are trusted by institutional investors across continents and have posted near-perfect results in volatile markets, did not arrive to dazzle.

“Delegating decisions doesn’t absolve responsibility.”

???? **When the Innovator Becomes the Interrogator**

Unlike many critics of AI, Plazo is not an outsider. He shaped the system that now dominates.

Which makes his unease all the more compelling.

“Optimisation is a tool, not a compass.”

He referenced an early pandemic incident: an AI under his firm flagged a short trade on gold—right before central bank intervention reversed market expectations.

“We stopped it. It crunched numbers, not nuance.”

???? **Why Pause Could Be the Last Power Humans Hold**

Plazo warned against the growing cultural obsession with speed—particularly in finance.

“Machines may win milliseconds. But humans protect meaning.”

He introduced a three-question model he calls **Conviction Calculus**—a checklist not for technical performance, but for ethical clarity:

- What does this say about who we are?
- What would we know if we turned off the data feed?
- Are we prepared to own this trade, even if it fails?

???? **The Human Cost of High-Speed Finance**

Markets in Singapore, South Korea, and the Philippines are being reshaped by code.

Plazo asked a harder more info question: “The software is evolving—but is the oversight?”

In 2024, two Hong Kong hedge funds collapsed after AI-driven trades missed geopolitical shifts.

“We’ve built machines that never blink. But who teaches them when to look away?”

???? **AI That Understands Stories, Not Just Signals**

Plazo isn’t calling for a retreat from technology.

He is instead building what he terms **“narrative-integrated AI”**—systems that assess not just numbers, but context, tone, and geopolitical undercurrents.

“A good algorithm predicts price. A better one understands pattern. The best? Purpose.”

Several venture capitalists approached Plazo after his speech.

One called the model:

“A desperately needed alternative to automation without conscience.”

???? **Final Line: The Crash That Won’t Be Loud**

Plazo closed with a sentence that now circles boardrooms like a quiet echo:

“It won’t come from fear. It will come from code—unquestioned, unchallenged.”

Not a prophecy of doom—but a call for discernment.

Because in a world ruled by automation, the last act of leadership may simply be to ask: why?

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